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What to check before buying a used car in Ireland

Updated 9 November 2026

A private sale gives you far fewer protections than buying from a dealer, so the checks have to happen before you pay.

Paperwork first

  • Vehicle Registration Certificate (logbook): the name and address should match the seller, and the VIN on it should match the car (usually at the base of the windscreen and on the chassis).
  • NCT certificate and disc: check the expiry and look up the result history on the NCTS website.
  • Service history: stamps or invoices that line up with the mileage.

Outstanding finance and history

Cars on hire purchase legally belong to the finance company until the loan is paid. A paid vehicle history check will show outstanding finance, write-offs and mileage discrepancies — it is the cheapest insurance you will buy.

On the test drive

  • Start it from cold — ask the seller not to run it before you arrive.
  • Listen for knocks over bumps and check it tracks straight under braking.
  • Every warning light should come on at ignition and then go out.
  • Check tyres for uneven wear and the oil cap for a milky residue.

Doing the deal

Pay only once the logbook is signed over. The change of ownership is completed with Motor Tax, and you will need insurance in place before you drive away.

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